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"Outstanding job"
"You immediately started marketing our house and it sold in eight days, when similar homes in our neighborhood were taking months."
Cheryl Fay
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Carol Spencer is one of The Top Selling Real Estate Experts™
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Testimonials: North Scottsdale, Silverleaf and DC Ranch Arizona home buying, real estate listings, and homes for sale in Maricopa County, AZ

Welcome > About Me > Testimonials ...

Read What People Are Saying About Me

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...

"Carol was always positive,..."
"I highly recommend that you consider Carol to help you with your real estate needs."

Denise Lillian, DC Ranch

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"One of the wisest decisions I’ve ever made"
"Carol, I just want to tell you and Jenny how much your assistance in selling my home was appreciated."

Pam

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"Outstanding job"
"You immediately started marketing our house and it sold in eight days, when similar homes in our neighborhood were taking months."

Cheryl Fay

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"Three days later we received an offer"
"Thanks to Carol, we are now in our dream home and I would recommend Carol to anyone trying to buy or sell a home."

Brian and Beth, Scottsdale, Arizona

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You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did...

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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

	See All Tips In The "First Time Buyers" Category >
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Q	What kind of home construction is considered to be the safest in seismic areas?
A	Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes.
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Carol Spencer, REALTOR®, real estate agent and broker for North Scottsdale, Silverleaf and DC Ranch Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Carol Spencer
Russ Lyon Sothebys
8707 E Vista Bonita, Suite # 240
Scottsdale, AZ 85255
Phone: 480-629-8191
Home Office: 480-563-7496
Cell: 480-250-3850
Fax: 480-515-4462
Email: Carol@CarolSpencer.com
Carol was born and grew up in London, England. She worked in finance for over fifteen years, starting her career with Salomon Brothers in London where she worked on the trading floor for five years. Carol then moved to New York City in 1986 and worked the next ten years as a capital markets broker for Tullett-Liberty Inc. She enjoyed a long and successful career brokering money market instruments, foreign exchange and interest rate derivatives. The last five years at Tullett and Tokyo, Carol managed the medium term interest rate swap desk with a team of fifteen brokers and support staff. All the experience Carol gained on the trading floor and working with her team, contributes immensely to her ability to guide homeowners through the financial and emotional process of buying and selling their homes while at the same time utilizing her negotiating skills to benefit her clients. Carol and her husband Don have three children; Eight year old twins James & Danielle and Six-year-old Charlotte.

Temecula Real Estate, Property Management and Rentals

www.CarolSpencerHomes.com is brought to you by Carol Spencer
NUMBER1EXPERT™ in real estate for North Scottsdale, Silverleaf and DC Ranch, Arizona, Luxury Estates, Golf Communities

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